I agree and I did lay out my lifestyle acutally... minimalistic. Are there NYCers who are surviving with much less money.. ofcourse there are.. but I don't know how they are doing it....
Multiple ppl might be sharing 1 bedroom apartment, living in poor housings, neighborhood.
My bill goes down by almost 2k, if I start living in my parents house, - ie don't need to help them with their rent, and didn't have student loans , which is not typical for many.
NYC is expensive for housing, if you can eliminate it.. it's not that difficult to survive... a lot of ppl having housings from their parents/grandparents.. so they are ok.. coming new, having nothing, it's tough with average income...
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